OMVIC Practice Test

Which of the following is a type of incident damage that must be disclosed?

1. Tire damage

2. Fire

3. Small paint scratches

4. Worn-out upholstery

The correct answer is: Fire

Damage caused by fire must be disclosed as it is considered a significant incident that may affect the value, safety, or usability of the property. While the other options may also impact the property, they are not necessarily classified as significant incidents that require disclosure. For example, while small paint scratches may affect the appearance of the property, they are not considered a safety or value concern. Similarly, worn-out upholstery may not have a significant impact on the property, unless it affects the functionality or safety of the item. Tire damage would also fall under this category, as it may not necessarily affect the overall value, safety, or usability of the property. Therefore, fire is the correct answer as it is the only option listed that is considered a type of incident damage that requires disclosure.